John Allison

This is a very interesting POV because John Allison is a conservative (free market proponent) who happens to be a senior executive past and preset, of a large bank.  He speaks quite simply and clearly about the problems with social engineering policies of the government and their impact on the financial system.  He gives the impression of one who has seen the impact of big government on the economy up close and personally, so-to-speak, and who believes that the government involvement in markets is always a mistake, long term.  It all seems to come down to there are no short cuts to building a society, country, economy.  Entrepreneurs have to be unleashed one by one and companies have to be built one by one, providing jobs as a consequence of their growth.  Once the government gets into the business of allocating resources, picking winners and losers based upon some social ideal, we end up with a misallocation of credit and resources and the mess we are now experiencing.  Allison is kinda gloomy about the future.  However if the push back against the Obama socialist agenda proves lasting, it is possible the country can regain its footing and move forward.  It the push back is not lasting we'll end up like Europe.